To qualify for cash advance loans of up to $2,500 you have to meet the following criteria – be currently employed or possess a steady recurring income, have a credit union or bank account, be 18 years old, have a gross income of not less than $1,000 a month or $800 as social security or some other benefits and not a resident of Georgia as they do not have loans. The first step if you qualify is to fill out the online application or telephone and apply. For this you need information like name, full address, telephone number (both home and Cell Phone), email, social security number, employer details, loan amount required, banking information etc. Next submit the application and finally a customer care representative of Pacific Cash Advance will see to the transfer of your loan amount electronically to your checking account within 24 hours. How much easier can it get?